How Cars Measure Up

The property and casualty insurance industry gathers and analyzes statistics on the number and cost of collision, comprehensive, direct compensation property damage (DCPD) and accident benefit claims for the most popular Canadian models of cars, passenger vans, SUVs and pickup trucks. 

Insurers track theft claims for these vehicles. This information includes the cost of these claims as well as how often these cars are stolen. The results give an accurate picture of how theft, collision and other claims affect the cost of car insurance​ for particular makes and models of cars.​​

This year’s edition of “How Cars Measure Up” presents the results for 2003 through 2015 models where at least 1,500 of each of the models were insured between 2011 and 2015. The information comes entirely from actual insurance claims data, collected from most of the car insurance companies in Canada.

Low Claims Can Add Up to Premium Savings

Columns highlighted in green indicate positive rankings – in comparison with others – in the current marketplace. Multiple green highlights can potentially add up to less expensive insurance premiums.

​Year	​Model Years	​Document Type
​2013	2000 - 2012​	​PDF / Excel
​2014	2001 - 2013	​PDF / Excel
​2015	​2002 - 2014	​Excel
​2016	​2003 - 2015	​Excel

Related Services

Canadian Loss Experience Automobile Rating (CLEAR)

Collision, specified perils, comprehensive and all perils are among the additional coverages available for your vehicle. In general, these coverages are very similar across the country.

Telematics

​​​​​​​​​​Insurance telematics – also known as usage-based insurance (UBI) or pay-as-you-drive – represents a shift in how insurance is administered and how premiums are calculated. Telematics has the potential to reduce your premium costs and generate significant benefits to society.​

Useful Links

Top 10 Stolen Vehicles
Each year, IBC produces a list of the top 10 stolen vehicles in Canada. IBC also reports on the top 10 stolen vehicles and trends in organized auto theft for specific regions in Canada.

Cost Control
There are many ways you can control insurance costs and lower your premium. Shop around and ask your insurance representative for more information about the options below and other savings opportunities.

Buying Auto Insurance
Know how insurance premiums are calculated, where to turn for insurance if you are a higher-risk driver and what additional auto insurance coverage is available.

california car insurance rates, california car insurance rates average, california car insurance rates by zip code
Source: http://docphy.com/business-industry/personal-finance/insurance/how-cars-measure-up.html