A well-rounded car insurance policy can give a driver the peace of mind that if something were to happen, they’d be taken care of. Our auto insurance agents in Kent are ready to take care of everything for you and help make any transitions care free. We are determined to keep all of our customers happy with a great insurance policy that meets their individual needs.
Our Kent Auto Insurance Coverages
The terms and coverage amounts listed in car insurance policies can be difficult to understand and read. Most of the terms are foreign to the average American, and many drivers end up buying stuff that they don’t even understand. Our goal is to make sure you know what your paying for in your policy and to make sure you are covered if something were to happen.
Many common terms found in a car insurance policy are here:
- Collision
- Comprehensive
- Personal Injury Protection / Bodily Injury
- Property Damage
- Underinsured/ Uninsured Motorist Bodily Injury
- Underinsured/ Uninsured Motorist Property Damage
- Towing and Rental Car Coverage
Many people don’t know what some of these terms mean. We have laid out a simple auto insurance glossary to further define these terms for our customers. If you need any more help, our agents in Kent would be happy to explain all of your car insurance policy questions.
Car Insurance Discounts in Kent, WA
Everyone could use a discount. Car insurance policies always have a little wiggle room when it comes to discounts, and it’s always important you go over with your insurance agent which ones you may qualify for.
Multi car discount – if you have more than one car on the policy it could save you money.
Multi policy discount - if you combine different types of insurance products (homeowner’s, renters, motorcycle, etc.) with the same company you could save money on your overall premiums
Good Student Discount – if you, or someone on your policy, is currently enrolled in any schooling and gets good grades, it could save you money on your car insurance premium
Safe Driving / No Accident Discount – if your driving history is pretty clean (without tickets or accidents) you could save money
Low Mileage Discount – if you don’t drive that much or stay under a certain amount of miles driven annually (usually 12,000 miles) you could qualify for this car insurance discount.
Check with a Vern Fonk Insurance in Kent agent today to see how you can save money on auto insurance!
Car Insurance Laws in Washington
Every state has minimum amounts of coverage that each driver is required to have on their vehicle. It is important that you choose an insurance company that follows all the laws and regulations and puts you into a policy that meets these requirements. Vern Fonk in Kent is aware of all of Washington state laws and their agents constantly review them and and stay on top of any changes. We know that having coverage is important, not only to cover yourself and your vehicle, but it can cover you from getting in trouble with state laws. We are determined to find a policy for everyone that meets all of the state minimum requirements.
Currently, if you live in Kent, you are required to have at least $25,000 for bodily injury / $50,000 per accident, and $10,000 property damage coverage on your car insurance policy. Anything beyond that is up to you, and our agents can help you decide what coverage amounts would be best for your situation.
Vern Fonk Auto Insurance Kent wants to help you find an auto insurance policy that meets your insurance coverage needs, the law’s requirements, and the most affordable option for your wallet.
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Source: http://docphy.com/business-industry/personal-finance/insurance/auto-insurance-kent-wa.html
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