Friday 31 March 2017

Plumbing Inspection Los Angeles, Service For Home Owners/Real Estate Agents

Plumbing Inspection Answers (800) 496-4478

What does a plumbing inspection involve?


A plumbing inspection is an examination of the plumbing infrastructure and appliances in a home conducted by a licensed Los Angeles professional Plumber. An inspection typically covers fixtures, pipes, waterlines, indoor and outdoor drainage, and waste and vent systems. Our plumber will perform a complete inspection and if needed inspect manholes, pipelines, duct-work and other channels to determine their condition with the use of state-of-the art equipment and methods, we can help you save time and money by identifying any trouble spots that may require cleaning or repair taking the guess work out of it.
Plumbing Inspections and regular checkups will keep systems running smoothly and help you avoid costly emergencies that could arise without proper and periodic inspections by a professional plumbing contractor. This ensures your residence meets the Los Angeles, California Plumbing Code (standards).
Download Code: PDF Version

When do I need a plumbing inspection?


It is recommended that you have your plumbing inspection every 5 years and receive preventive maintenance as soon as you purchase a home or are negotiating the sale of a home with a realtor/real estate agent. Homes with septic systems should be inspected more often and pumped at least once every 3-4 years.
Faulty plumbing can be costly, so insisting on an inspection of the plumbing can save you thousands of dollars, especially if a house is listed “as is” at the time of sale. A plumbing inspection will save you from unforeseen pipe burst, leaks, and problems with roots in the sewer lines.

What is involved in plumbing inspections in Los Angeles?


Just Right Plumbing will perform a complete evaluation of the plumbing infrastructure in the home to make sure all systems are running properly. This includes checking pipes, waterlines, heater, indoor and outdoor drainage and all plumbing fixtures and appliances. Just Right Plumbing will look for leaks or potential leaks, examine toilets, sprinkler valves, and also check the water meter to make sure it is operating properly. Inspections are vital in the LA area because of the age of residences and commercial properties and seismic activity in the Los Angeles area. Regardless of buying or selling a transaction is less likely to end up in court if an inspection has taken place.



Why choose Just Right’s plumbing inspection?


Our Customers say it best:
Two years ago, our 1930s era Duplex was in need of major drain replacements, thanks in part to the city Ficus Tree invading the sewer drains. Knowing it would be a major expense, I contacted five Plumbing Companies for estimates.
The estimate prepared by Chris of Just Right Plumbing was the most detailed, and the price was not the highest nor the lowest of the five estimates. My husband and I felt that Just Right Plumbing was the best choice for this job.
They initially sent in a crew of 4 Plumbers for the first phase of the job, tearing out the old drains. As the job progressed, it became obvious that the drain to the city Sewer also was in need of repair or replacement. Luckily, they were able to place a liner in this section of the drain, thus avoiding digging a trench in the Alley – a major expense.
Just Right completed the work in about 3 weeks. We had a few minor requests that were completed shortly after the major drain repairs.
Another neighbor used Just Right, after our experience, also for a drain repair. I asked our neighbor if he was satisfied with Just Right’s sewer repairs, and my neighbor thought they did a good job.
Bee P, Santa Monica
I am an apartment owner and have relied solely on Just Right Plumbing for over 10 years for all my plumbing and some electrical work. I would vouch for John (the owner) for his quality of work, honesty, fairness, and reliablity. Please read other reviews carefully because some them are a result of a “bad” employee (we have all worked with some).
J.A, Fullerton, CA
Just Right fixed our heating system with service that was not only faster and more competent than the company that installed it, but also at a fraction of other’s quoted estimate. They’re honest and good. John is a plumber I trust.
Andy R, Venice, Los Angeles, CA

I’m buying a new home. Do I need an inspection?


It’s always a good idea to have an initial checkup and then a full inspection prior to settlement. If you did not have an inspection then after the first year or two to look for wear and tear, should you suspect a problem arrange for a plumbing inspection. Problems discovered early will most likely save you money.

How much does a plumbing inspection cost?


Some inspectors will do a visual inspection for $150. Others may offer to do the inspection free and charge a minimum of $50 for a written report. Depending on the location of the property and the hours spent on the inspection can anywhere from $50-$150.

Who pays for the plumbing inspection?


The buyer usually pays for the inspection. In some cases we will do the plumbing inspection at a reduced rate when it is for a Licensed Realtor’s own residence or who we work for on a regular basis.


Source: http://docphy.com/business-industry/business/plumbing-inspection-los-angeles-service-home-ownersreal-estate-agents.html

Houston Personal Injury Lawyer

Choosing the right Houston personal injury attorney to protect your financial future after a serious accident is not an easy decision. It is critical that you choose a lawyer who is uniquely qualified to handle your case and also an attorney who has a record of success with such cases. Who you select to handle your personal injury case can make a huge difference in the amount of money that you receive.

Our law firm has achieved the highest ratings available for legal ability and ethical standards. Additionally, we have received numerous awards both on a statewide and national basis.

The Houston personal injury lawyers at the Baumgartner Law Firm, been extremely successful in maximizing compensation for families after a serious accident and finding justice after the death of a loved one. We only handle accidents involving serious injury or wrongful death and intentionally limit the number of cases that we accept to give the best possible service to our personal injury clients.

When you put your trust in the Baumgartner Law Firm, we strive to make the process as stress-free as possible so you can focus on recovering from your injuries. Our goal is to maximize your compensation and to make the process as smooth as we can make it.

We represent clients who have been seriously injured by the neglect or carelessness of others and have been practicing exclusively in personal injury law for over three decades.

Our personal injury lawyers focus on Houston area car accidents, 18-wheeler semi truck crashes, wrongful death cases, daycare injury, dram shop or DWI accident cases as well as fires and explosions.

We offer free- no obligation consultations for personal injury victims within the state of Texas and only take cases on a contingency fee basis, which means we only get paid if we win money for you.

To speak with a leading accident attorney -Call us at 281-587-1111 for a no obligation consultation regarding your Houston personal injury case.

personal injury attorney denver, personal injury attorney los angeles, personal injury attorney near me
Source: http://docphy.com/business-industry/personal-finance/insurance/houston-personal-injury-lawyer-2.html

Types of auto insurance coverage

Getting the best auto insurance policy isn't just about the lowest price. It's also about finding the right coverage, so you'll be financially protected if you get into an accident.

Here are the categories of coverage available in Canada:

Liability insurance



This insurance is required by law throughout Canada. It covers the costs associated with damages caused to another person or vehicle in an accident, including medical bills, rehabilitation, lost earnings, legal fees, and other expenses up to the limit of your policy. As a practical matter, you'll want enough insurance to cover a judgment against you in a major accident so that your personal assets won't be put at risk.

Emergency road service



ERS insurance provides you with roadside assistance in the event of a breakdown or mishap while you're out driving. It also covers the cost of getting your car back on the road. Those costs may include light mechanical labour, an oil or gas delivery, new batteries, a boost, tire changes, locksmith services, or even a tow. With help on the way, ERS takes the stress out of a breakdown.

Comprehensive insurance



This type of auto insurance covers damages resulting from incidents that aren't related to car accidents or collisons. Comprehensive coverage often includes hazards like extreme weather, vandalism, falling objects, fire, theft, and flooding.



Collision insurance



Collision insurance covers damage to your car in the event of a vehicle rollover or a collision with another vehicle or object. If your car is totalled, collision insurance will pay the cost of replacing it.

Uninsured motorist coverage



Covers costs related to your injury or death after an accident caused by another driver who's either uninsured or unidentified, as in the case of a hit-and-run driver. Keep in mind that this coverage only pays for damage to your vehicleif the uninsured driver is also identified.



Direct compensation property damage



Available only in New Brunswick, Nova Scotia, Ontario, and Quebec, DCPD covers your car for losses and damages after an accident that you weren't entirely responsible for. But the other driver has to be identified, insured, and found to be at least partially at fault.

All-perils insurance

Provides protection for you against all types of perils except those specifically excluded from your policy.



Accidents benefits coverage

Provides you with medical care and income replacement benefits if you're injured in a car accident.



No-fault insurance


Deal with your own insurer regardless of who's at fault in an accident. With no-fault insurance, you don't have to pursue the other driver's insurance provider to get compensation. Your insurer will pay for your benefits, so your medical bills get covered and you can get back on the road.



Specified perils

This type of auto insurance only covers the perils named in your policy, and it generally includes commonly occuring hazards such as fire, theft, hail, and windstorms. Specified perils is often purchased as a cheaper alternative to comprehensive insurance.





car or insurance first, portland or car insurance, types or car insurance
Source: http://docphy.com/business-industry/personal-finance/insurance/types-auto-insurance-coverage.html

Car Accident Lawyers in Sarasota

If you or a loved one has been injured in a car crash, the attorneys in our Sarasota office can review the details of your accident to determine whether you can take legal action. Typically, car accident lawsuits can only be filed when someone has been injured due the recklessness or negligence of another individual or entity, such as another motor vehicle driver. We will work with a team of investigators who can determine the cause of your accident, as well as the parties who could be held legally responsible for your losses. These losses may include costly medical bills, lost wages, and physical and emotional suffering incurred as a result of the crash.

Our car accident attorneys have represented hundreds of injured motorists against negligent drivers, trucking companies and other parties, and have helped these individuals obtain the compensation they needed to recover following an accident. If you have been injured in a crash and have questions about your legal rights, the attorneys in our Sarasota office may be able to help. Complete our free case review form to contact us today.

When Can I Sue?


If you were hurt in a car accident that was caused by another’s negligence or recklessness, our attorneys may be able to file a lawsuit on your behalf seeking compensation for your injuries. A person may be considered negligent if he or she is failing to drive how a reasonable person would drive under similar circumstances.

The attorneys in Morgan & Morgan’s Sarasota office handle car accident lawsuits involving:

Reckless and aggressive driving
Drunk driving or driving under the influence of narcotics
Accidents involving speeding and other violations of traffic laws
Distracted driving, including accidents involving texting while driving
Improperly maintained automobiles
Bicycle and pedestrian accidents
Improperly maintained roads
In addition, we represent people who have been injured because of defective car parts, including malfunctioning airbags, seatbelts, brakes and tires. In these cases, our car accident lawyers may be able to help you file a lawsuit against the company that made your vehicle or the defective auto part.

What Will My Attorney Do?


Investigate the Crash

When investigating your case, your car accident attorney may:
Review police reports
Examine photos of your vehicle before and after the accident
Obtain municipal records to determine if the area has a history of car accidents
Work with forensic experts to recreate the accident
Review and evaluate all medical records regarding the treatment you received after the accident
Work With Medical Experts

Your car accident attorney may also work with a medical expert to fully understand the extent of your injuries. This medical expert may also serve as a testifying witness to explain to the judge and jury the injuries you suffered in the accident. Expert medical testimony is important in many car accident lawsuits and can help ensure you receive full compensation for your injuries. Morgan & Morgan regularly works with some of the leading medical experts in the state of Florida.

Deal With Insurance Companies


The attorneys in Morgan & Morgan’s Sarasota office can help you complete all necessary paperwork so that you receive the insurance benefits to which you are entitled under the law. If the insurance company refuses to provide proper compensation for your injuries, your attorney may be able to negotiate with the company for a higher settlement. Furthermore, if the insurance company refuses to pay any legitimate medical claims, your attorney may be able to file a separate lawsuit against the insurance company.

What You Need to Know About PIP Coverage


Florida requires all drivers to carry what is known as “personal injury protection” insurance, which is sometimes referred to as “no-fault” insurance. Under Florida’s PIP system, if you do not seek medical treatment within fourteen days after the motor vehicle accident, you may not be eligible to receive insurance coverage for your medical bills.

If you have suffered an “emergency medical condition,” PIP will generally pay 80% of your medical expenses and 60% of lost wages, subject to the limitations of the policy. If you have not suffered an emergency medical condition, your PIP benefits are generally limited to $2,500. An emergency medical condition is defined as a medical condition that requires immediate medical attention and could reasonably be expected to result in serious jeopardy to the patient’s health.

Sarasota Truck Accidents


In cases involving truck accidents, your attorney may be able to file a lawsuit against the company that owns the truck. In Florida, trucking companies can be held responsible for the negligent and reckless acts of their drivers. For example, if you were involved in an accident with a truck that was speeding or otherwise failing to follow traffic safety laws, our attorneys may be able to file a lawsuit on your behalf against the trucking company involved in the accident.

Trucking companies are known to hire high-priced corporate attorneys to defend them. Morgan & Morgan’s attorneys are experienced in dealing with the litigation tactics used by trucking companies and their lawyers, and have recovered millions of dollars in jury verdicts and settlements for their clients.

How Much Does a Car Accident Attorney Cost?


Our attorneys work on a contingency-fee basis, which means that you will only pay a fee if we are able to obtain a favorable result in your case. Under the contingency-fee model, your attorney may receive a percentage of the amount of money that you recover through a lawsuit or out-of-court settlement.

If you or a loved one has been injured in a crash and you have questions about filing a lawsuit, contact Morgan & Morgan today for a free consultation.

auto accident attorney sarasota
Source: http://docphy.com/business-industry/personal-finance/insurance/car-accident-lawyers-sarasota.html

Criminology (Msters'S Program)

Degree                    Master of Arts
Faculty                    Faculty of Social Science and Humanities
Location                  UOIT, Downtown Oshawa
Start dates              September
Length                    Approximately 24 months, based on full-time study
Program load           Full-time
Program format       Coursework and an original thesis or coursework and a major paper

GENERAL INFORMATION

The Master of Arts (MA) in Criminology program provides students with a solid foundation of advanced knowledge in criminological theory, sophisticated research methodologies, complex quantitative and qualitative applications, and contemporary substantive issues in criminology. Specifically, the MA program seeks to provide students with an in-depth and broad understanding of contemporary criminological issues and debates, and the critical thinking and practical skills necessary to conduct criminological research in the public and private sectors. This includes, but is not limited to, public policy agencies, social services, and government and non-government organizations. The program trains both mid-career and pre-career students for careers in analysis and research in criminal justice agency settings. It also prepares students for advanced graduate work in criminology at the doctoral level.

FIELDS
Cybercrime
Inequality and Crime

masters degree in criminology careers, masters degree in criminology jobs, masters degree in criminology online
Source: http://docphy.com/business-industry/personal-finance/insurance/criminology-msterss-program.html

Master of Public Policy Program

Become an effective public policy professional


Why Choose SPPG?

At SPPG you will gain the knowledge and experience you need to become a leader in addressing today’s complex policy problems. Located on the St. George campus in the heart of downtown Toronto and in close proximity to an extraordinary concentration of policy leaders, you will be in the center of a vibrant and engaged community and have constant access to the best minds in policy. However you aim to advance the public good, a SPPG education will empower you to achieve your professional and personal goals. University of Toronto is Canada’s largest university, recognized as Canada’s top university and one of North American’s best public research universities. U of T’s distinguished faculty, institutional record of groundbreaking scholarship and wealth of innovative academic opportunities continually attract outstanding students and academics from around the world.

The two-year MPP program is highly interdisciplinary, bridging the spheres of domestic policy and international or global policy in order to address the complex issues facing modern governments and other policy-making organizations. The MPP program features core instruction on a small-group, cohort-based model. In addition to the core material considered essential for policy practice, students take electives both within the School and in the broader University. Invited visiting public sector leaders and external researchers bridge theory and practice, providing contact with senior professionals in government and the broader public, private and community sectors. The program also provides access to courses and research facilities available in many other graduate departments, centres and institutes across the University.

Admissions
Everything you need to apply to our innovative 2-year professional degree in public policy.
To this page

Program Requirements
In the first year, students take seven core half-courses, and one integrating seminar worth one-half course for a total of four full-course equivalents.
To this page

Courses
SPPG’s multi-disciplinary curriculum teaches students to analyze quantitative research, consider the socio-economic impacts of policy, and foresee how governance structures affect the modern policy environment.
To this page

Internships
Students are required to complete a policy internship between the first and second year of study.

International Exchange Program
MPP students have the opportunity to study abroad for one semester of their second year in the programme at one of SPPG’s exchange partner institutions.
To this page

JD/MPP Joint Program
The combined JD/ MPP program levers the considerable synergies between the study of law and that of public policy.
To this page

Collaborative Degrees
Incoming and current MPP students have the opportunity to complete collaborative programs involving the cooperation of two or more graduate units (departments, centres, or institutes). To this page

Student Leadership
Our MPP students are extremely active and engaged, and there are a variety of opportunities at the School of Public Policy and Governance to get involved.

master of public policy programs in canada, master of public policy programs in us, master of public policy programs ranking
Source: http://docphy.com/business-industry/entrepreneurship/master-public-policy-program.html

Get Legal Help from Our Car Accident Attorneys in Atlanta

At Morgan & Morgan, our Atlanta attorneys understand that car accident victims may have questions about their legal rights following a crash. We are committed to helping injured drivers, passengers, and pedestrians understand these rights and how they may be able to obtain compensation to cover damages such as medical bills and lost wages.

Depending on the details of your crash, you may be able to seek compensation through insurance claims or a lawsuit against a negligent driver.

If you or a loved one has been hurt in a car accident, find out how our Atlanta car accident attorneys could help. We are offering a free case review, so do not hesitate to contact us today.

Georgia Car Accident Lawsuit Process: An Initial Investigation


The at-fault party’s insurance company will immediately launch an investigation into the accident in an attempt to reduce the amount they may have to pay out. While this investigation proceeds, it is important for your Atlanta attorney to complete a thorough investigation of his or her own.

The strength of your case will ultimately rest on your attorney’s ability to collect and present evidence that illustrates that the other party was negligent and therefore responsible for your damages. In his or her investigation, your attorney may determine whether the defendant:

Failed to pay attention to their surroundings
Drove while distracted
Drove under the influence
Violated traffic laws
Drove without a license
Your attorney’s investigation to determine fault may include:

Reviewing Atlanta police reports and photographs
Interviewing witness statements

Researching the history of both parties’ driving records
Analyzing your medical reports with experts to determine the most likely scenario of how you sustained your injury and
Recreating the scene of the accident
Evaluating Your Damages

To determine the amount of compensation you will request, and for which expenses, your attorney will work with experts to pinpoint your injuries and project your accident-related expenses. Damages to which you may be entitled include, but are not limited to:

Current and future medical expenses
Lost wages
Loss of future earning capacity
Property damage
Pain and suffering
Loss of enjoyment of life
Loss of intimacy and support
Creating a Claim

Your attorney will review the information obtained during his or her investigation to create a claim, which will serve as the basis for your lawsuit. It will state your injury and damages, the alleged negligent behavior of the other driver, and request compensation for your damages. Your attorney will use your claim as leverage for a reasonable settlement or jury verdict.

Your attorney will reach out to the other party or parties and attempt to reach a settlement agreement before a lawsuit is filed. If negotiations are unsuccessful, your attorney will submit your claim to the court, thereby starting the official lawsuit process.

Typically, both parties will attempt to negotiate for a settlement while preparing their cases for trial to keep the case from proceeding to court. If negotiations are still unsuccessful, your lawsuit will proceed to court where your attorney will present your case. The judge or jury will then determine the amount of compensation to which you are entitled, if any.

Handling Discussions With Insurance Companies


Georgia is a “fault” car insurance state, which means that automobile accident victims are allowed to seek compensation directly from the at-fault party, the at-fault party’s insurance company or their own insurance company. Typically, claimants will first seek compensation from the at-fault party’s insurance company.

If you are involved in a crash, it is important to remember that these insurance companies are for-profit businesses and may attempt to confuse you or compel you into to agreeing to a settlement that is insufficient to cover your losses.

After a car accident, it is also imperative that you do not discuss the accident or disclose any details with any party—except for your attorney and treating physician. Any statements or comments you make can potentially harm your pursuit of compensation during negotiations or at trial. Your attorney can handle any insurance discussions or negotiations on your behalf.

Proving Distracted Driving in Atlanta


Negligence refers to an individual or entity’s failure to meet the standard level of acceptable behavior which includes paying proper attention while operating a vehicle to ensure the safety of others. In recent years, with the increase in use of technology, the number of distracted drivers is on the rise.

Distracted driving may refer to eating or drinking while driving, using the car’s electronic system, attempting to program a GPS device, talking on the phone, texting while driving, and checking other electronic media. If you are injured in a car accident and believe it was caused by a distracted driver, your attorney can launch an investigation into the crash to identify any indications of negligence.

Your attorney may be able to prove distracted driving by:


Examining the time of phone usage
Analyzing tickets the driver may have been issued prior to the crash
Determining where (and if possible, when) a GPS was used
Retracing the driver’s steps to determine whether food or a beverage was purchased
Auto Accident Cases Our Atlanta Attorneys Handle

The attorneys in Morgan & Morgan’s Atlanta office handle a broad range of car accident cases. We handle cases involving brain and spinal cord injuries, whiplash, broken bones, concussions, internal damage, back injuries, paralysis, and lost limbs.

If you or a loved one file a lawsuit to gain compensation for all the bills you have to pay. Please complete our free case review form today to learn how our Atlanta car accident attorneys may be able to help.


Source: http://docphy.com/business-industry/personal-finance/insurance/get-legal-help-car-accident-attorneys-atlanta.html

Online MBA for Health Leaders

Athabasca University’s collaboration with the Canadian College of Health Leaders (CCHL) allows students to earn both an MBA and the Certified Health Executive (CHE) designation, Canada’s only professional credential available to health leaders. CCHL is a national, non-profit, professional association dedicated to developing, promoting, advancing and recognizing excellence in health leadership.

Lead tomorrow’s health care industry with an education that combines comprehensive business management knowledge with today’s most advanced health leadership practices.

What does the CHE designation say about you? Having these additional credentials demonstrates your dedication to your profession, indicates knowledge of the latest health leadership practices, and exemplifies your dedication to lifelong learning.
Steps towards your online MBA for executives and CHE credentials:

To be accepted into the AU online MBA, you must meet one of the following qualifications:

a bachelor’s degree and at least THREE years of managerial experience.* Applicants may also qualify to enter through the accelerated entry route or;
an accepted professional designation (see list) and at least FIVE years of managerial experience* or;
EIGHT years of progressively responsible managerial experience.*
Once accepted and enrolled, apply for membership with CCHL.

*managerial experience: experience managing people, projects and/or budgets.

Once you have completed your MBA*, you will be required to write the CHE online exam, and complete the CHE program evaluation to achieve your CHE designation.

You must apply to the CHE program while still an MBA STUDENT. This agreement does not apply to alumni.

About the online CHE program:


The Canadian College of Health Leaders (CCHL) is committed to creating and sustaining a learning environment for its members by offering the only Canadian professional designation available to health leaders. A Certified Health Executive (CHE) is a skilled professional who is committed to both personal career development and their profession. A CHE gains valuable insight into the most advanced health leadership practices and is better able to lead an organization.

The program is a self-directed online program which can be completed at your own pace, within a three year timeframe. The first step in the CHE application process is to become a member of the CCHL.

More Information


CHE Overview (pdf)
CHE Capability Framework (pdf)
CHE Career plan (pdf)
CHE Exam guidelines (pdf)
CHE LEADS in Action Project Guidelines (pdf)
AU Faculty of Business contacts:

General inquiries:
business-support@athabascau.ca

Academic Advisor:
Dr. Kam Jugdev
Professor, Project Management and Strategy
kamj@athabascau.ca

Further information on CCHL and the CHE designation:
Canadian College of Health Leaders at www.cchl-ccls.ca

If you require any further information, please contact:

Sylvie Deliencourt
Director/Directrice
Certification Program, Leadership Development & Chapter Support
sdeliencourt@cchl-ccls.ca
613.235.7218 / 1-800-363-9056 ext 233

* All criteria for acceptance into the CHE program must be met. Being an AU MBA student does not guarantee automatic entry into the CHE program or vice versa.

mba healthcare management online degree, mba healthcare management online india, mba healthcare management online uk
Source: http://docphy.com/business-industry/health-care/online-mba-health-leaders.html

Top 10 business apps for iPhone

These top-notch apps for Apple's smartphone can help you run your business

Introduction


When Apple launched the iPhone, many people in the business world – including Microsoft's CEO at the time, Steve Ballmer – sneered at it. It didn't have a keyboard, was expensive, and didn't even have 3G in its original form. A lot has changed since then, and the numerous updates and tweaks that Apple has made have turned it into the perfect on-the-go smartphone for business.

The App Store is the main driver behind the surge in productivity on Apple's mobile devices, but it has become very crowded – 1.5 million apps, at the last count – and finding exactly the right apps can be difficult.

Which is exactly why we've compiled this list of the best and brightest apps for doing business on the iPhone.

Microsoft Office


Microsoft brought the Office suite – Word, PowerPoint, Excel, OneNote, and so on – to the iPhone (and iPad) several years back, and the apps have been getting better and better ever since.

The suite, which is broken down into separate apps, initially needed an Office 365 account to do many tasks – like editing documents – but that has since changed and Office is now the best way to create, edit, and distribute documents on an iPhone.

Everything syncs to the cloud and documents created on a Windows PC or Mac can be opened and edited seamlessly. It's the best of the best for productivity and even beats out Apple's own iWork suite.

Google Docs


For those who want a more Google-y experience – or, most likely, rely on Google services – the company has a good set of apps for the iPhone which do pretty much what you'd expect.

The Google Docs app, which is free and does not require a subscription, can be used to edit, export, and view documents (among other things), making it the perfect way to interact with Google's productivity software.

The Docs suite is incorporated into one application which can be used to create word, spreadsheet, or presentation documents. Google has worked hard to make it as smooth and seamless as possible and the results are impressive.

Wolfram Alpha


The Wolfram Alpha app is a mobile version of the website and it can be used to do almost any task. Unlike Google, which can add, subtract and so on, Wolfram Alpha can work out dates, times, food, complex mathematical equations, the weather and so on. The list is endless.

The app costs £2.29 ($2.99 in the US, which is just over AU$4) – there is also a subscription option which adds extra utilities – and is a valuable asset if you need to quickly work out something obscure, like how many days away a specific date is or the physical properties of white pine wood.

Adobe Reader


Having a dedicated PDF reader can come in handy and Adobe does it best. The Adobe Reader app, which is free, can be used to make edits and comments on PDFs, and much more.

The software can also be used in conjunction with an Abode account, which adds various high-end features like the ability to export files into different formats. Apple does provide a PDF reader in most apps, such as Mail, but having a third-party app can come in handy if you look at, edit, and receive a lot of them.

Genius Scan


Speaking of PDFs (see the previous slide), one of the iPhone's biggest flaws is not being able to create them from an image. Luckily, Genius Scan – a free app – has you covered.

The app has various different options and offers guidance on the best settings – camera position, lighting, and so on – for creating crystal clear PDFs, which can then be sent via text, email, or another messaging app, or exported to Dropbox, Evernote, Google Drive, or elsewhere.

Genius Scan can also organise PDFs within the app by tags, titles, and so on, making it ideal for creating and then storing large volumes of documents.

Gmail


With more than 400 million users, Gmail is a goliath. Apple does offer support for the service in its own Mail app, but many users like having the Google-made app itself installed – mainly because it comes with a number of considerable added benefits.

The biggest advantage of using Google's own app is that it integrates directly with other Google services, like Docs or Calendar. Invitations can be answered right within the app while Google+ posts – for those who actually use Google+ – become interactive inside Gmail.

The app has the full range of achieving, tagging, labelling and categorisation features you'd expect, and is quite simply much better than Apple's built-in client.

Slack


Slack, the enterprise messaging app, has over three million daily active users, and is spreading to more and more workplaces around the world as companies move past email, which is now seen as slow and hierarchical, for a friendlier solution.

Having Slack on the iPhone is a big bonus and can help with staying in touch on the move, which is essentially what the app is designed to do.

Private and team chats are kept intact, notifications sync between devices, and even the read messages go across, which is especially useful if your team works around the globe and you often wake up to hundreds of new missives.

MailChimp


MailChimp is useful for anyone who wants to distribute an email newsletter to a number of people. The service, which launched in 2001, sends over 10 billion per month on behalf of its users and is free for anyone who doesn't have a massive mailing list.

The iPhone app, which is a free download, does many of the same things as the desktop client but in a miniature format. Lists can be checked, created, edited and emails sent to recipients. Analytics for emails – who opened it, where, and so on – can also be viewed, giving valuable insights on-the-go.

For those who manage a mailing list via MailChimp, the iOS app is a good thing to have installed on your device.

Things


Good to-do list apps are in high demand as the iPhone becomes more and more ingrained into our daily lives. Setting a reminder for long- or short-term goals, tasks, and objectives is an easy way to keep track of everything.

Apple recently beefed up its iOS-based offerings with a new Notes app, which features tick boxes, and a refreshed Reminders app. While these two efforts are good they don't come anywhere near Things, which has apps across the iPhone, iPad, and Mac.

Things is, essentially, the king of all to-do apps with a list of features that is too lengthy to go into fully, but starts at simple cross-device syncing and ends somewhere around creating tasks that are labelled and repeat every other week. For people with lots to do, Things can't be beaten.

Pocket


Saving articles for offline use is handy in so many ways. Commuting, for example, is far more tolerable with a lengthy piece from The Atlantic, London Review of Books, or any other publication that is saved offline and therefore not subject to a spotty internet connection.

Pocket can also store videos and has the ability to sync, tag, and search the full text of any article if you get the monthly subscription option.

While Pocket may not be a business app in the truest sense of the word, it's a valuable addition to any iPhone and makes the commute – or any other travel time, or perhaps your lunch break – much more interesting.

best business apps for iphone 5, top business apps for iphone 6, top business apps for iphone 6 plus
Source: http://docphy.com/technology/consumer-electronics/mobile-phones/top-10-business-apps-iphone.html

How To Open And Access An Offshore Bank Account

Offshore banking is often associated with a high level of financial sophistication. However, the reality is that the average person can open an offshore bank account with just a few hours of work. (For related reading, also see Pros And Cons Of Offshore Investing.)

TUTORIAL: How To Manage Credit And Debt

Each offshore bank and foreign jurisdiction has its own requirements, so you'll have to do some research to find the specifics relevant to your situation. The following is an overview of what you can expect, based on common offshore banking centers such as Switzerland, the Cayman Islands and the Channel Islands.

The Basic Requirements


The basics of opening an offshore bank account are similar to opening a bank account in your home country. Offshore banks will ask for your personal information, such as your name, date of birth, address, citizenship and occupation.

To verify your personal information, you can expect to submit a copy of your passport, driver's license or other identifying documents issued by a governmental agency. Additionally, banks are concerned with verifying your residence or physical address since this may affect taxation issues. This requirement may be satisfied by presenting a utility bill or similar documents.

Due to the wide range of different identification documents that may be presented to offshore banks, additional assurance of a document's authenticity is often required. A notarized copy of certain documents may suffice in some cases. Other offshore centers prefer an "apostilles" stamp, which is a special type of certification mark that is used internationally. Where this is the case, you will need to visit the government office that is authorized to issue this stamp for your state or nation. (For a general overview, also see Taking A Look At Tax Havens.)

Additional Verification Documents


In offshore banking, there are often considerable additional requirements to open the account to which you may not be accustomed. These requirements are in place to discourage money laundering, tax fraud or other illegal activities that are often associated with offshore banking.

First, offshore banks may ask for financial reference documents from your current bank, indicating average balances and a "satisfactory relationship." Most commonly, this is satisfied by bank statements for the last six to 12 months.

Second, many offshore banks ask about the nature of transactions expected to take place through the account. This may seem overly intrusive, but offshore banking centers have been under increasing pressure to stop illegal activity. For this purpose, many offshore banks want additional documentation, noting from where the money you are depositing in the bank is coming.

If your funds are from job income, a wage slip from your employer will likely suffice. To verify your investment income, an offshore bank may ask for information about your investments and where they are held.

If you have significant funds from a business or real estate transaction, you may need to provide sales contracts or other relevant documents. If you are depositing funds from an insurance contract, you may need to provide a letter from your insurance company. If your money comes from inheritance, they may ask for a letter from the executor of the estate testifying to this effect.

Choosing a Currency for Your Offshore Bank Account


Unlike domestic accounts, offshore bank accounts offer an option of which currency to hold the account in. This can be a highly valuable feature of an offshore account, since it offers the ability to hold funds in a different currency if one's domestic currency is unstable or expected to depreciate. (To learn what affects exchange rates, see 6 Factors That Influence Exchange Rates.)

It is important to understand the consequences of holding your account in different currencies. For example, holding funds in certain currencies may allow you to earn interest on your deposits, but this can also result in foreign tax liability. In addition, you may need to exchange currencies to make deposits and withdrawals, which could be a significant expense depending on the fee structure and exchange rates offered.

Depositing to an Offshore Bank Account
Offshore bank accounts are most often funded electronically through international wire transfers. Unfortunately, the systems that enable free electronic transfers common in domestic banking are typically not able to transfer money internationally.

Sending a wire transfer is a simple operation, but almost all banks charge international wire transfer fees to send or receive funds. Pricing for wire transfers varies from bank to bank, so be sure to look for deals. Unfortunately there are few good alternatives. Domestic checks are generally not accepted in foreign jurisdictions, and personally carrying funds is impractical.

Withdrawing from an Offshore Bank Account


Offshore banks offer a variety of ways to withdraw funds in order to maximize the convenience of using their services. Many offshore banks issue a normal debit/ATM card that allows you to easily access your funds worldwide. You will want to look into the fees for using this method, since international ATM fees can be expensive. Withdrawing larger amounts of cash at one time may help to minimize these fees.

Some offshore banks offer checks. However, this is usually not a preferred method of withdrawing funds. Primarily, this is because confidentiality is often desired in offshore accounts. Problems may also arise since checks drawn on foreign accounts are not always accepted.

In this way, electronic wire transfers can be used to transfer larger amounts of offshore funds to a domestic account where they can be easily accessed. This method offers greater privacy and security, while also giving the convenience of local banking services.

Seeing Through the Offshore Mystique


Despite the mystique surrounding offshore banking, it is relatively simpleall it takes is filling out the paperwork, supplying some basic identifying documents and providing additional information to show that you are not planning to use the account for illegal activity.

Choosing the best currency and optimizing deposits and withdrawals are slightly more complicated, but the best choice for these items should become clearer as you study your personal banking situation. (For additional reading, also take a look at The Ins And Outs Of Bank Fees.)

how to open a bank account in australia from overseas, how to open a bank account in ireland from overseas, how to open a us bank account overseas
Source: http://docphy.com/business-industry/banking/open-access-offshore-bank-account.html

Clear Integrated Management Log

If not created already, create an instance of Rest or Redfish Object using the RestObject or RedfishObject class respectively. The class constructor takes iLO hostname/ ip address, iLO login username and password as arguments. The class also initializes a login session, gets systems resources and message registries.

Rest Object creation:

REST_OBJ = RestObject(iLO_host, login_account, login_password)
Redfish Object creation:

REDFISH_OBJ = RedfishObject(iLO_host, login_account, login_password)

Example 24: Clear Integrated Management Log

The method ex24_clear_iml takes an instance of rest object ( or redfish object if using Redfish API ) as argument.

def ex24_clear_iml(restobj):
Find and get the system resource for log service.

instances = restobj.search_for_type("LogService.")
Prepare request body to clear log.

for instance in instances:
if instance["href"].endswith("IML"):
body = "Action": "ClearLog"
Perform POST request to clear the log.

response = restobj.rest_post(instance["href"], body)
restobj.error_handler(response)

integrated management log hp, integrated management log location, integrated management log viewer
Source: http://docphy.com/business-industry/management/clear-integrated-management-log.html

Our Recent Victories

We strongly believe in providing our clients with high-quality, reliable legal assistance when it is needed most, and we always go above and beyond in our efforts to help our clients maximize their recovery. If you would like to see a snapshot of our ability to handle cases, we encourage you to read through our victories below. Keep in mind, however, that these are not a guarantee or a prediction of our ability in current or future cases. Each situation will have different circumstances; therefore, a success we have with one case does not guarantee a similar result in another. That being said, if you would like to learn more, we encourage you to contact a maritime lawyer from our firm by calling (888) 346-5024.

The firm is proud to announce the recent successful verdict that they won on behalf of their client, the victim of an ambulance accident. The plaintiff was seven months pregnant at the time of the accident (December 2010) when she was experiencing stomach pains and called for an ambulance. Acadian Ambulances picked her up a short time later to transport her to the hospital. What the woman didn't know and what Arnold & Itkin later proved was that the driver had a poor driving history and bad vision as well. While the ambulance was en route to the hospital, the driver dropped something on the floor and proceeded to pick it up. He took his eyes completely off of the road and did not slow down. As a result, the ambulance collided with the back of a sugar cane truck. The woman suffered a severed spine and serious brain injuries as a result.

She will never be able to walk again, and is permanently confined to the wheelchair. Also incredibly unfortunate is that her baby was born prematurely. Our client's baby and her other daughter were forced to live with the client's mother because she could no longer care for them with her disability. At the time the verdict was reached, the woman had already had to spend $1.4 million in medical bills. Throughout the course of the rest of her life, her medical bills are estimated to reach $30 million. The $117 million verdict is going toward the medical bills for the mother as well as all possible medical treatments needed for the premature child, as health complications may arise. Part of the verdict was also because the plaintiff's two children will not be able to have a healthy mother who can take care of them, and the pain and suffering that the mother sustained in addition to her physical wounds.

Attorney's fees and expenses totaled 0.00.

houston offshore injury attorney, offshore injury attorney, offshore injury lawyer uk
Source: http://docphy.com/business-industry/personal-finance/insurance/our-recent-victories.html

Peruvian Connection opens Chelsea store

The clothing brand, which specialises in luxurious Peruvian fibres, alpaca wool and pima cotton, has come to the Kings Road for its first UK store

Peruvian Connection has opened in Chelsea.


The clothing brand, which specialises in luxurious Peruvian fibres, alpaca wool and pima cotton, has come to the Kings Road for its first UK store.

There are six Peruvian Connection shops in USA and each one places an emphasis on space-specific concepting and design led by owner Annie Hurlbut.

The London store follows suit, with Belle Époque Victorian décor that includes period lighting, smoke-aged wallpapers, weathered wood flooring and an ethnographer's collection of Andean photos and curiosities.

It is a study in texture, layering and authenticity, much like the brand’s signature textiles.

For more information visit peruvianconnection.co.uk

peruvian connection co uk home, peruvianconnection.co.uk, www.peruvianconnection.co.uk value
Source: http://docphy.com/business-industry/business/peruvian-connection-opens-chelsea-store.html

Peruvian Connection UK Discount Codes & Promo Codes

About Peruvian Connection UK


Peruvian Connection discount codes can be applied to a whole host of alpaca wool products in the online store. Their strapline ‘Artisan apparel for nomads and romantics’ really encompasses their brand values, which is to produce unique and stylish apparel which has a unique story behind it.

Discount codes for Peruvian Connection can include items such as decorative jumpers and cardigans dresses, light-knit t-shirts and pullovers, coats and jackets and accessories such as scarves, tights and bags.

Peruvian Connection discount code customers can enjoy home delivery, with a dedicated customer service team to ensure the smooth running of the order process.

Founded by a mother-and-daughter duo, Peruvian Connection is inspired by the two women’s love of the traditional Peruvian garments and designs, as discovered by their extensive research and travel of the ancient country. Celebrities such as Pippa Middleton and Kate Winslet have been spotted wearing Peruvian Connection pieces, and they practise a fair trade policy on all of their materials.



peruvianconnection.co.uk, www.peruvianconnection.co.uk value
Source: http://docphy.com/business-industry/business/peruvian-connection-uk-discount-codes-promo-codes.html

Online Undergraduate Degree

At Athabasca University’s (AU) Faculty of Business, we make it possible for you to earn your business degree online, regardless of where you live or work, and even if you have career and family commitments. By removing barriers of time and space—even past educational experience—we offer flexible opportunities to learn.

You can start our online business courses in any month of the year and proceed at your own pace over a six-month period. AU offers full library service, regardless of where you live, and individualized administrative and academic assistance is available through toll-free telephone access (Canada/US), email, or online contact form (see ‘Speak with an Advisor’ button under Next Steps below).

Online Bachelor of Commerce


The AU Online Bachelor of Commerce is a rigorous, technically based business degree that explores all core areas of business including marketing, statistics, financial and management accounting, finance, information systems, organizational behaviour, and commercial law. The BComm offers majors in Accounting, Finance, and e-Commerce.

Online Bachelor of Management


The AU Online Bachelor of Management provides a broad base of management knowledge in accounting, communications, information systems, organizational behaviour, economics, and commercial law. The BMgmt has three and four year options, with the four year degree offering majors in Human Resources Management, Indigenous Nations and Organizations, and Marketing.

Online University Certificates


Our eight online certificate programs can help you get a handle on management basics or specialize in a specific discipline. Certificate programs also transfer into our degree programs.

Accounting


AU’s Faculty of Business provides specific courses and programs to help you meet the requirements for various professional designations including the new Canadian Chartered Professional Accountant (CPA)

Online Courses


ONLINE BUSINESS COURSES

Faculty of Business undergraduate courses

OTHER AU COURSES

Athabasca University course catalogue

best online schools for business degree, online classes for business management degree, top online schools for business degree
Source: http://docphy.com/business-industry/business/online-undergraduate-degree.html

Workers' Compensation

If you were injured at work, you are entitled to worker's compensation benefits. You have the right to recover compensation through your employer's insurance company, regardless of fault.

At Friedman, Rodman & Frank, P.A., we offer a strong voice for clients with work-related injuries. Our law firm is committed to helping injured workers recover the full amount of worker's compensation benefits they are entitled to receive.

We also pursue additional compensation for injured workers if a third party such as subcontractor or manufacturer can also be held liable for their injuries. Put our years of experience and legal resources to work for you. Contact us today to schedule a free initial consultation with a skilled Miami worker's compensation attorney.

Pursuing the Maximum Amount of Worker's Compensation Benefits
Employers in Florida are obligated to carry worker's compensation insurance. This provides employers with a safeguard when employees become injured on-the-job. Workers have a right to obtain worker's compensation benefits for all types of work-related injuries such as:

Neck, back, shoulder and knee injuries
Head trauma injuries
Neurological injuries
Spinal cord injuries
Paraplegia and quadriplegia
Repetitive stress injuries/carpal tunnel
Hand and feet injuries
Vision and hearing loss
Work-related heart attack or stroke
Psychiatric injuries
Chemical burns

The amount of worker's compensation benefits individuals can obtain varies greatly. Our law firm will work with your doctors to understand the extent of your injuries. Part of our focus includes identifying how your work-related injuries have threatened your ability to continue working in any or similar capacity. Our detailed focus helps us determine the types of benefits you qualify for, such as permanent total disability benefits, temporary total disability benefits, temporary partial disability benefits or impairment benefits, and medical care, specialists, etc.

We are committed to helping you obtain the full amount of benefits you are entitled to for your past and future medical care and lost wages. We are also available to help you determine if you would like to receive your benefits over time or as a lump sum settlement. The laws and rules concerning worker's compensation are complicated and are always changing. We remain at the cutting edge of the law so we can best secure your rights.

A 31-year-old worker fell approximately 20 feet from a scaffold and sustained multiple injuries. We were successful in obtaining a court award of permanent total disability benefits for the injured worker, despite the fact that no physician precluded him entirely from work. This was a notable achievement, given the worker's young age. We will apply our record of success to your advantage.

Handling Third-party Claims for Injured Workers


The Law Firm of Friedman Rodman and Frank is dedicated to helping injured workers. If a party unconnected with your own employer such as a contractor, subcontractor, manufacturer or another third party was responsible in whole or part in causing your work accident., you have an opportunity to recover additional compensation through a personal injury claim.

At Friedman, Rodman & Frank, P.A., we pursue all possible sources of recovery to help secure compensation for your injuries. We will conduct a thorough investigation to determine if a defective product, subcontractor or another third party ultimately caused the accident. If so, we will help you recover maximum compensation for your past and future medical expenses, lost wages, and pain and suffering.

Contact a Skilled Miami Worker's Compensation Lawyer


To discuss your options with an experienced Miami worker's compensation attorney, contact our law firm online or call 305-448-8585 or toll free at 877-448-8585 to schedule a free initial consultation with a highly experienced Florida motor vehicle injury lawyer. We are available 24 hours a day, seven days a week. All consultations are free and confidential.

Compensation Benefits
Lump Sum Settlements
Injuries to Hands and Feet
Denied Medical Care
Hand Injuries
Electrical/Workplace Accidents
Workplace/Construction Accidents
Lack of Security

miami workers compensation lawyer
Source: http://docphy.com/business-industry/personal-finance/insurance/workers-compensation.html

The Lawyer for 18 Wheeler Truck Accidents

Injured in an 18 Wheeler Accident? A Dallas, San Antonio, or Houston Truck Accident Lawyer Can Help.

Some of the worst traffic and accidents in Dallas, Houston, and San Antonio involve large vehicles, including 18 wheeler trucks and tractor trailers. More than 500,000 trucking accidents occur in the United States each year, resulting in about 5,000 deaths and many more injuries. If you or a loved one has been involved in one of these hundreds of thousands of accidents, a Dallas truck accident lawyer may be just what is needed.

Roughly one in eight traffic deaths in America involve an 18 wheeler, tractor-trailer, or semi-truck accident. One common reason for such trucking accidents is that truck drivers cannot see in certain blind spots around their large commercial truck. This happens frequently in large cities, such as Dallas and Houston; 18 wheeler accident attorneys can help litigate these cases, whether or not a blind spot is the cause. Other causes may include vehicular failure or driver negligence.

Some commercial truck drivers choose not to follow the speed limits or the rules of the road. Some may tailgate or otherwise drive recklessly. And still others may not have been properly trained or licensed to handle these commercial vehicles. Pressed by hard deadlines and long hauls, they may also drive while fatigued. Other truck drivers may operate, against all industry regulations, while under the influence of alcohol or other drugs. These impaired drivers may fall asleep at the wheel or lack sufficient attention and readiness to avoid an accident. This is especially true in congested cities like Houston; 18 wheeler accident attorneys with Jim Adler & Associates are here to help, though, when you have been injured due to truck driver negligence.

When these things happen and cause an injury it’s important to call a truck accident lawyer in Dallas. Truck accident lawyers can help victims receive full and fair compensation for injuries and losses resulting from eighteen wheeler accidents in Dallas and other major cities in Texas. Hire an 18 wheeler accident attorney with Jim Adler & Associates today!

Hire a Houston 18 Wheeler Accident Lawyer


Anyone could be a victim of such an accident. If you or a loved one has been injured or suffered losses related to an accident involving a commercial vehicle or tractor trailer, contact Jim Adler & Associates. A personal injury lawyer and 18 wheeler accident attorney can successfully litigate claims resulting from the negligence of commercial truck drivers or a trucking/logistics company. For those who’ve been injured in a car wreck, our Houston car accident lawyer team is also here to help you recover.

A good accident attorney is knowledgeable and dedicated to representing your best interests related to any personal injury case. By hiring a truck accident lawyer Houston, Dallas, and San Antonio drivers can be confident that they’re working with a professional dedicated to their case and the betterment of their shared community.

Call to speak with a Houston 18 wheeler accident attorney today if you’ve been injured in a wreck!

Insurance Snags? Seek Legal Assistance from a Dallas or San Antonio Truck Accident Lawyer.


Your local Dallas truck accident lawyer will help to determine if you are covered for your injuries by insurance and then work to ensure that you get the compensation you deserve under the policy. This may prove vital, since insurance companies do not always pay medical bills promptly and fully. Such reluctance may necessitate an 18 wheeler accident attorney step in to force the issue and to make sure that the insurance company lives up to the policy that it wrote and for which you paid. A Dallas personal injury lawyer from our Texas law firm can also help in non-commercial truck accidents in a much similar way.

When an insurance company balks at providing coverage, a tractor-trailer accident attorney will step in. Your lawyer will make certain that you are not taken for a ride by the insurance company but instead get the coverage you deserve for your medical costs and suffering. If there is a need for costly surgery to achieve your recovery, your trucking accident lawyer will negotiate for its payment on your behalf. Our tractor-trailer accident lawyers will also work to see that all claims are paid before the insurance coverage expires.

Get an 18-Wheeler Accident Lawyer


Beyond the insurance companies, your 18 wheeler accident lawyer may also hold those accountable who are responsible for the commercial vehicle and its operation, including the driver, trucking company, and manufacturer of the truck. Their negligence is often a factor in commercial vehicle accidents, as you will learn by calling an Adler lawyer. For these reasons, contacting our law firm is a smart move.

If you’ve been seriously injured, hire The Tough, Smart Lawyer®, The Texas Hammer®; hire Jim Adler to handle your personal injury case. Seek the legal advice of qualified, professional attorneys in Texas. Our lawyers will handle your case review with care. Contact the law firm of Jim Adler & Associates today!

18 wheeler accident attorney houston, 18 wheeler accident lawyer san antonio, 18 wheeler accident lawyer texas
Source: http://docphy.com/business-industry/personal-finance/insurance/lawyer-18-wheeler-truck-accidents.html

Check Out The Best Bank Accounts in Canada!

Think beyond the box - the right bank account can actually help you grow your wealth, rather than be just a place to stash your cash. Check out RateSupermarket.ca's 2016 picks for chequing and savings

Want to learn more about the best banking products in Canada? Check out the full list of RateSupermarket.ca's 2016 Best of Finance Winners

Compare 100+ Bank Accounts in Minutes


Savings Accounts
Are you getting the best savings rate in the market? Compare savings accounts to make sure your money is working for you.

Compare Savings Accounts


Tax Free Savings Accounts
A Tax Free Savings Account (TFSA) gives you the benefit of growing your savings - without paying taxes on the interest you earn.

Compare TFSAs


Student Accounts
As a student every single penny counts. A student chequing account can help you save with lower fees, and unlimited transactions.

Compare Student Accounts

Chequing Accounts
What are you looking for in a chequing account - unlimited transactions, or no monthly fees perhaps?

Compare Chequing Accounts


Children's Accounts
Money experts say that a child needs their own bank account as its a great financial learning opportunity. But which one is the best?

Compare Children's Accounts


Senior Accounts
If you’re over 65...have you ever considered a senior bank account? A senior chequing account can offer you lower monthly fees, with more transactions.

Compare Senior Accounts


Get All the News from Our MoneyWise Blog

MoneyWise is the official news magazine of RateSupermarket.ca. Looking to learn about Canadian finances? You've come to the right place.

How to Save in Your Retirement with Spousal RRSPs
The Canadian government offers plenty of incentives for long-term savers, including couples saving for retirem

RRSPs: Your Essential Questions Answered
At this time of year, it seems like the financial world is awash with information on what is a Registered Reti...

The First Key to Financial Success: Becoming Financially Literate
A new year provides the perfect opportunity to mentally give yourself a clean slate and get a handle on your f...

RRSPs: How to Start Saving Smarter
According to the latest Statistics Canada data, close to 6 million Canadians put money into an RRSP plan last

best interest rates for savings accounts 2015, best interest rates for savings accounts in australia, highest interest rates for savings accounts
Source: http://docphy.com/business-industry/banking/check-best-bank-accounts-canada.html

Mesothelioma Life Expectancy

The average life expectancy for a mesothelioma patient ranges from 12 to 21 months, depending on a variety of factors, such as the stage in which the patient was first diagnosed with the cancer. About 40 percent of mesothelioma patients survive one year, and 20 percent live more than two years.

Staging and Mesothelioma Life Expectancy


Increasingly, people who have aggressive asbestos-related cancer find their lives being measured in years — not months. Improved therapies and emerging drug combinations offer newly diagnosed patients a reason to hope and spend more time with their loved ones.

Given the progressive nature of the disease, staging plays an important role in determining a mesothelioma patient's life expectancy.

Experts say generalized life expectancy predictions are almost impossible to make because each case is so different, but the news is slowly getting better.

Extending Life Expectancy


Today, patients live longer than ever before. Some survive three, five, even 10 years and beyond their original prognosis, providing inspirational comeback stories for other potential survivors. The disease can change you forever, but many survivors continue to lead active lives, traveling and doing activities with grandkids and other loved ones.

Cutting-Edge Treatment


Exceptions are becoming the rule, with the advent of genetic therapy, immunotherapy and today's multimodal treatments. Ongoing clinical trials are changing the perception of mesothelioma.

Specialized Care


Specialty cancer centers give patients the best chance at survival. That's why finding a specialist with experience in treating the disease is the first step toward increasing your life expectancy.

Factors That Affect Mesothelioma Life Expectancy


What influences how long you live after being diagnosed with mesothelioma? Factors that affect life expectancy include the stage of the cancer, tumor location and cell type as well as non-tumor factors such as age, sex, blood characteristics and general health.

Tumor-Related Factors


The stage of the cancer at the time of diagnosis, tumor cell type, and the location of the tumor are known as tumor-related factors. These factors influence the type of treatment options you have available to you.

Staging


Staging refers to how far the cancer has progressed at the time of the diagnosis. The exact stage of the cancer has the highest impact on life expectancy. Unfortunately, most patients are not diagnosed until stage III or IV because symptoms can remain hidden, but the earlier the cancer is caught, the better the prognosis and expected survival rate.

Tumor Location


Different types of mesothelioma are identified location and that placement can affect life expectancy. Tumors that initially form in the lung lining are called pleural mesotheliomas and average survival is around eight months if left untreated. Tumors that form in the abdominal lining are called peritoneal mesotheliomas and average survival is around six months if left untreated.

Treatment can extend survival for pleural and peritoneal mesothelioma, the two most common types of the cancer. People with pleural mesothelioma can live longer than a year with chemotherapy. Some early stage patients who undergo multimodal treatment with surgery can live beyond two or three years. People with peritoneal mesothelioma who undergo surgery and heated chemotherapy can live longer than three years.

The rarest types of mesothelioma affect the heart (pericardial mesothelioma) and testicles (testicular mesothelioma). Average survival for pericardial mesothelioma is around six to 10 months. People with testicular mesothelioma live at least two years on average.

Cell Type


Certain types of cells that make up a mesothelioma tumor respond better to treatment than others. Tumors made up primarily of epithelial cells respond best to treatment, and patients with this cell type have a better life expectancy. In contrast, tumors made up primarily of the sarcomatoid cell type or the biphasic (mixed) cell type are more difficult to treat and are associated with a shorter life expectancy.

Non-Tumor Factors


In addition to tumor-related factors, other factors also can influence your life expectancy. Traits like overall health, age, gender and even characteristics of your blood indicate to a doctor how well your body will respond to treatment.

Performance Status


Performance status is a more technical term for overall health, and indicates the activity level and general fitness of a patient. Nearly all studies that examined performance status in pleural mesothelioma patients showed a significant effect on survival. The more active and fit you are, the more likely your body will be able to withstand and recover from aggressive cancer treatments.

Gender


Historically, men experienced more occupational exposure to asbestos than women. Because of their increased exposure, men are four times more likely to develop mesothelioma than women. Studies show that women with epithelial mesothelioma tend to live longer than men do. Researchers are not sure why women have better life expectancies.

Age


Younger, healthier patients with mesothelioma have more options for treatment than older, less healthy patients. That's because as we age, our bodies lose the ability to recover from aggressive therapies and procedures. And as we get older, we are more likely to have other health conditions that could leave certain types of treatment out of reach.

Blood Characteristics


Some cells and biomarkers found in the blood appear to have an impact on life expectancy. Several studies report that thrombocytosis (high blood platelet count) and leukocytosis (high white blood cell count) prior to surgery are associated with shorter life expectancy. Biomarkers such as COX-2, antigen p27, MIB-1, VEGF and glycoprotein 90K may have an effect on life expectancy. Your doctor can explain your blood test results and how they may affect your expected survival.

Treatment and Life Expectancy


In developing a treatment strategy, your doctor will choose treatments that he or she believes will have the most positive impact on your life expectancy with the least physical side effects. He or she will take into account all the factors and develop a treatment strategy that will balance risk versus reward.

Multimodal Therapy


Medical studies show that multimodal therapy has the most positive impact on mesothelioma life expectancy. However, this type of treatment strategy is usually considered aggressive and places a tremendous strain on the body. Based on your situation, you may not qualify for this type of treatment.

Generally, to qualify for multimodal therapy, the cancer must be in stage I or stage II. Some stage III patients qualify, too, if they are in otherwise good health, are relatively younger and have an epithelial or biphasic tumor type.

High-Dose Radiation


Doctors in Italy have conducted a study showing impressive results from a new high-dose radiation system following aggressive pleurectomy/decortication surgery. The two-year survival rate was 70 percent.

Alternative Therapy


Studies show that mesothelioma patients have benefitted from alternative or complementary therapies such as acupuncture, meditation, massage and yoga. These therapies may reduce stress, pain and improve quality of life

Diet & Nutrition


In addition, a number of dietary changes can affect a mesothelioma patient's life expectancy. Considering nutrition in the treatment plan could have positive impacts on side effects, stress levels and response to treatment

Experimental Treatments


There is a chance that your best opportunity at a longer life could come from experimental treatment in a clinical trial. Mesothelioma researchers constantly test new medications and treatment approaches, and clinical trials allow patients to take advantage of new treatments that may extend survival. Unfortunately, new treatment may also come with a higher element of risk.

There are several experimental therapies being investigated to slow the progress of mesothelioma. Some show promise in extending life expectancy, including immunotherapy and photodynamic therapy (PDT). Newer, targeted drugs that are effective in killing cancer cells — such as gene therapy — may soon extend life expectancy.

Medical advancements continue to refine methods of detecting and managing the disease. As a result, the life span of its sufferers is gradually improving. As more research is done and more alternative treatment options are explored, mesothelioma patients are being offered a wider range of choices that may ultimately modify their prognosis and significantly extend their life spans.

Survivor Stories


Many long-term survivors seem to have a unifying link: They integrate holistic and natural medicine into a traditional treatment plan. Nutritional regimens, supplementation and alternative therapies like acupuncture are among the holistic approaches mesothelioma survivors have used to their advantage. A number of mesothelioma patients have survived five years or longer because of their treatment, exercise and nutritional regimens.

Paul Kraus is an Australian factory worker who was diagnosed with peritoneal mesothelioma in 1997. Kraus applied several different therapies and lifestyle changes, including shifting to a vegetarian diet and taking nutritional supplements. He still has mesothelioma but is pain-free. At the extreme limit of mesothelioma survival is the case of acclaimed American scientist Stephen J. Gould, who lived for 20 years after being diagnosed. He died of an unrelated condition and authored a popular article about mesothelioma statistics that inspires patients to remain hopeful because each case is so unique.


Source: http://docphy.com/business-industry/health-care/mesothelioma-life-expectancy.html

The 20 Coolest Cloud Security Vendors Of The 2016 Cloud 100

Coolest Cloud Security Vendors For 2016


As more companies make the move to adopt the cloud, the importance of cloud security vendors and their offerings is at an all-time high. According to research firm Gartner's predictions for 2016, security needs to be top of mind for companies as they extend their business processes to the cloud. That includes securing workloads, data and accessing the security of cloud providers, the research firm said. Big-name vendors and startups alike are looking to capitalize on the continued shift to the cloud, jumping into the market with security solutions for data, containers, applications and more. Take a look at 20 of the coolest security-focused companies that are shaking up the market this year.

If you missed it, check out the vendors in the other categories of The 100 Coolest Cloud Computing Vendors Of 2016.

Avanan

Gil Friedrich, CEO

Headquarters: New York

Launching from stealth last year, Avanan aims to provide what it calls "complete cloud security," bringing together the big-name vendors that partners know and love into a single cloud-based platform. For solution providers, that means access to quickly deployable and easy-to-manage platforms for anti-virus, advanced persistent threat protection, data sanitization, file encryption, shadow IT and data leakage prevention.

AVG

Gary Kovacs, CEO

Headquarters: San Francisco

In 2015, AVG extended its Business Managed Workplace solution to include single sign-on and backup and disaster recovery solutions, as well as integration with Office 365 and VMware. Widely known for its consumer anti-virus brands, AVG has been putting increased emphasis on the small-business space, particularly around mobile and cloud applications and services.

Blue Coat Systems

Greg Clark, CEO

Headquarters: Sunnyvale, Calif.

 

Blue Coat Systems says it wants to redefine what the next generation of cloud security looks like, making big moves over the past year to align its portfolio to offer a full stack of enterprise-grade cloud security solutions. That push included two acquisitions in cloud access security broker space in 2015: Elastica in November and Perspecsys in July.

Centrify

Tom Kemp, CEO

Headquarters: Santa Clara, Calif.

As more companies move to the cloud and embrace cloud-based applications, Centrify offers a portfolio of solutions to help secure and manage access to that technology. The company's solutions include identity and access management, single sign-on, privilege management, enterprise mobility management and more. Centrify also has partnered

CipherCloud

Pravin Kothari, CEO

Headquarters: San Jose, Calif.

With significant investments from big-name venture capital firms such as Andreessen Horowitz, CipherCloud extends visibility, protection and monitoring to the cloud. The CipherCloud Open Platform, which is available as a service or as a virtual appliance, includes encryption, tokenization, activity monitoring, data loss prevention, malware detection, and more to protect clients looking to make the jump to the cloud.

HyTrust

John De Santis, CEO

Headquarters: Mountain View, Calif.

As more companies move to virtualize their environments, HyTrust is there to help them do it securely. The company's HyTrust CloudControl offering brings authentication, authorization and auditing to virtual environments, and its DataControl offering brings strong encryption for virtual machines.

LightCyber

Gonen Fink, CEO

Headquarters: Los Altos, Calif.

Another year of mega data breaches has shown that, despite the best protections, attackers are still getting into company environments. LightCyber aims to help with that problem with its Active Breach Detection solution to root out attackers using behavior analytics. The company landed big recognition for its technology in 2015, adding renowned security investor Shlomo Kramer to its board of directors.

Netskope

Sanjay Beri, CEO

Headquarters: Los Altos, Calif.

Looking to grab a piece of the blossoming market for cloud  which offers an agentless way to implement data loss prevention, visibility and policy enforcement in the cloud. In September 2015, the company closed $75 million in Series D funding, which it said would go to growing sales, marketing and R&D.

Okta

Todd McKinnon, CEO

Headquarters: San Francisco

Okta had an incredible run in 2015, landing $75 million in Series E funding in June (which valued the company around $1.2 billion) and marching toward an imminent IPO. Driving that growth is an identity management solution that allows users to securely connect to company applications through a single, secure login.

Palerra

Rohit Gupta, CEO

Headquarters: Santa Clara, Calif.

Palerra's LORIC platform works to automate security as companies move to the cloud, providing threat detection, predictive analytics, security configuration management and automated incident response. The company, which landed $17 million in funding this year, works with popular cloud and application providers, including Amazon Web Services, Salesforce.com, Box and Microsoft.

Proofpoint

Gary Steele, CEO

Headquarters: Sunnyvale, Calif.

One of the larger vendors focused on the cloud security market, Proofpoint has a wide portfolio of solutions for the enterprise cloud, including threat protection, compliance, and data discovery and management. This year, the security vendor also dove further into the social media space, looking to secure and ensure compliance around social media.

Skyhigh Networks

Rajiv Gupta, CEO

Headquarters: Campbell, Calif.

As one of the larger cloud Skyhigh Networks works to protect the usage of both sanctioned and unsanctioned IT, securing more than 16,000 cloud services. The company's platform gives visibility into cloud usage, helps companies set and en

force security polices, detect threats and meet compliance.

Sophos

Kris Hagerman, CEO

Headquarters: Oxford, U.K.

The Sophos Cloud is a unifying piece of the Sophos portfolio, allowing for managed security of endpoints, mobile, Web gateways and servers from a single cloud console. The solution got more powerful in 2015, with the launch of Security Heartbeat, which links together threat intelligence from the endpoint and the network for better detection and response capabilities

Sumo Logic

Ramin Sayar, CEO

Headquarters: Redwood City, Calif.

Sumo Logic uses the power of the cloud to drive intelligence and better decision-making around massive pools of data. For security, that means a predictive Software-as-a-Service analytics solution that can automate and demonstrate compliance, provide visibility, and use machine-learning algorithms for threat detection with better outlier prediction, pattern recognition and data visualization.

Twistlock

Ben Bernstein, CEO

Headquarters: San Francisco

As more enterprises look to embrace container technology, startup Twistlock is looking to help them do so securely. The company offers a solution for enterprises to monitor both static and runtime container application activity, establish security baselines prior to production, and protect cloud and on-premise containers. Twistlock landed $2.5 million in seed funding in May 2015.

vArmour

Timothy Eades, CEO

Headquarters: Mountain View, Calif.

By placing distributed sensors and enforcement points deep within the cloud and data center, vArmour is looking to help companies better protect their data in virtualized and cloud environments. Launched in 2015, its new Multicloud Security Architecture extends those capabilities with a vendor-agnostic framework for deploying security solutions across highly distributed computing environments.

vArmour

Timothy Eades, CEO

Headquarters: Mountain View, Calif.

By placing distributed sensors and enforcement points deep within the cloud and data center, vArmour is looking to help companies better protect their data in virtualized and cloud environments. Launched in 2015, its new Multicloud Security Architecture extends those capabilities with a vendor-agnostic framework for deploying security solutions across highly distributed computing environments.

vArmour

Timothy Eades, CEO

Headquarters: Mountain View, Calif.

By placing distributed sensors and enforcement points deep within the cloud and data center, vArmour is looking to help companies better protect their data in virtualized and cloud environments. Launched in 2015, its new Multicloud Security Architecture extends those capabilities with a vendor-agnostic framework for deploying security solutions across highly distributed computing environments.

Waratek

Brian Maccaba, CEO

Headquarters: Dublin, Ireland

Winner of the prestigious RSA Conference Innovation Sandbox competition in 2015, Waratek offers a runtime application protection solution, dubbed AppSecurity for Java, that uses on-premise or cloud-based containers to provide a "bulletproof vest" against both known and unknown software vulnerabilities in new or legacy applications.

Webroot

Dick Williams, CEO

Headquarters: Broomfield, Colo.

Webroot uses the cloud to provide enhanced threat detection and protection for both consumers and the enterprise through its BrightCloud security intelligence platform and SecureAnywhere solutions line. Known mostly for its Internet security solutions, the company also protects endpoints, mobile devices and the network.

Zscaler

Jay Chaudhry, CEO

Headquarters: San Jose, Calif.

Zscaler looks to bring the best of cloud computing to the Internet security market. With a per-user subscription model based fully in the cloud, Zscaler acts as a "check post" between an enterprise and the Internet, scanning traffic using its solutions for Internet security, advanced persistent threat protection, data loss prevention, SSL decryption, traffic shaping, policy management and threat intelligence.

cloud computing security companies in bangalore, cloud computing security companies in india, cloud computing security companies list
Source: http://docphy.com/technology/computers/software/20-coolest-cloud-security-vendors-2016-cloud-100.html

Affordable and Aggressive Dallas Criminal Lawyer

FREE Phone Consultations – Call Lloyd S. Gastwirth Today! 972.267.0300

Don’t speak to a receptionist; talk directly to the actual lawyer who will represent you when you call!

Dallas Criminal Lawyer Mr. Gastwirth, offers free phone consultations, answers the phone and returns calls promptly. Mr. Gastwirth is available on short notice! Affordable, responsive, aggressive criminal defense lawyer serving Dallas, Plano and Frisco, TX.

If you or someone you know is arrested in on criminal charges in Dallas, Plano or Frisco, think of it as a life threat similar to a medical emergency. You must act, and you must act fast to avoid long term damage.

The first thing you should do is hire a lawyer. Why? Because a reputable lawyer will advise you from the start what to say and how to act before irreparable harm is done to you, your life and your freedom.

Lloyd S. Gastwirth is that reputable Dallas, Plano and Frisco criminal defense attorney. He has been practicing law for more than 40 years, initially for the airlines and other corporations. However, he decided more than 20 years ago that assisting individuals was more rewarding than representing conglomerates, especially when it comes to assuring they receive a fair trial.

“In criminal law, people’s liberty and freedom are at stake. People charged with criminal offenses are particularly vulnerable to the system and need a capable advocate to ensure that their rights are protected.”

Mr. Gastwirth works with his clients to give them a clear picture of what is ahead. Oftentimes people are given false and/or misleading information by well-intentioned others, and he tries to explain to them in a language they understand what their options are so that they have realistic expectations. He also works and communicates well with judges, prosecutors and probation officers.

Whether someone has been charged with a misdemeanor or a felony, having an attorney at the beginning, just days after the arrest, can be extremely important. The longer hiring counsel is postponed, the greater the problem can become.

For instance, a competent lawyer will advise you to refrain from answering any questions until your lawyer is present. Also, you should never sign anything, such as an inducement, without consulting with your attorney first. If you feel you are being coerced or threatened by police after your arrest, you should inform your lawyer of this.

This is just some of the advice Lloyd has to offer as he helps you minimize any damage and maximize your chances at success.

For more information or help call 972.267.0300

criminal defense attorney dallas texas, criminal defense attorney dallas tx, criminal defense lawyer dallas texas
Source: http://docphy.com/business-industry/personal-finance/insurance/affordable-aggressive-dallas-criminal-lawyer.html

J.G. Wentworth is the go-to resource for customers looking to access their future cash now.

J.G. Wentworth is the go-to resource for customers looking to access their future cash now. Since we bought our first structured settlement payment stream, we have helped thousands of customers sell more than $8 billion in future payments, making us the largest annuity and settlement payment purchaser in the country. We earned our leading position through our commitment to customer service, industry knowledge and experience, and the financial strength necessary to provide extremely competitive pricing.

After more than 20 years of experience purchasing future payment streams,we saw the need to provide a range

That’s why, starting in 2014, we began the process of expanding our products to better assist our customers in accessing the funds they need, when they need them. Today, we are proud to offer the following:

Structured Settlement Payment Purchasing


J.G. Wentworth is the nation’s largest purchaser of structured settlement payments and annuities. We also purchase lottery winnings and other future payment streams. Learn more about J.G. Wentworth structured settlements purchasing.

Personal Loans


We’ve helped thousands of people sell their future payments for cash now, but for millions of others, this isn’t an option. At J.G. Wentworth, we don’t think this should keep you from getting the money you need, which is why we have developed a relationship with a lending platform that can offer unsecured personal loans that could help you live the life you want. Learn more, read more about personal loans.

Prepaid Cards


Sometimes the best deals are online, but to take advantage of them you need a credit or debit card since you can’t pay in cash. Unfortunately, if you’re trying to recover from a less than perfect credit history, most banks won’t offer you a credit card. Additionally, traditional credit cards can carry prohibitive interest rates that may hold back individuals looking to get their personal finances back on track. To help fulfill the needs of millions of people, J.G Wentworth proudly presents prepaid cards. Learn more about our prepaid cards.

Mortgage Loans


When we help customers sell their structured settlement or annuity payments, one of the most common reasons they give us for wanting the cash is to invest in a new home. This is why J.G. Wentworth now offers mortgage loans and home-refinancing options to our customers. Whether you’re looking to purchase your first home, buy a new house, or refinance to gain access to cash, J.G. Wentworth representatives can work with you to find a solution. Learn more about our mortgage loans.

At J.G. Wentworth, we’re committed to getting you the money you need, when you need it. Regardless of whether you work with our industry-leading structured settlement payment purchasing team, or our new personal loan and mortgage loan representatives, you always receive the personalized service you deserve.

To learn more about J.G. Wentworth’s corporate information please visit: http://www.jgw.com/

jg wentworth 877 cash now, jg wentworth commercial, jg wentworth stock
Source: http://docphy.com/business-industry/business/j-g-wentworth-go-resource-customers-looking-access-future-cash-now.html